No-Spend September 2022

No-Spend September 2022

No-Spend September 2022

In September 2022 – or rather from now until the end of September – I am doing a  No-Spend Challenge. I’m completing No-Spend September, by spending money only on the necessities and pre-agreed purchases.

I’m starting early as my payday comes earlier in the month, and there’s no point waiting 10+ days before I start my no-spend challenge.

Things I can spend money on during No-Spend September 2022

  • Rent – got to be done!
  • Household bills – a big part of the reason I’m doing a no-spend challenge
  • Basic entertainment – I’m currently paying for Netflix, NowTV (House of Dragons), and Audible
  • Travel – Oyster card updates and travel to my parents
  • Food – I’m going to be swapping a Tesco delivery for Lidl this month
  • Emergencies – goes without saying
  • Presents – I have a few birthdays in September so I’ve got some presents to buy

Those are the items I can spend money on, but here are the things I cannot.

Things I can’t spend money on

  • Books – No more books, not even secondhand or 99p ebooks
  • Clothes – I don’t need any more new or secondhand clothes at the minute
  • Lunches out – time to improve my bulk cooking and packed lunch routine
  • Unnecessary purchases – I don’t need to spend any more money on impulse buys and little things I don’t need
  • Tickets – I’ve been to the theatre a lot lately
  • Take-Outs – I really need to stop with impulse takeaways, especially when I’ve got food at home

There are plenty of other things I could add to the list, but these are the main things I’ll be avoiding purchasing in No-Spend September.

How to save in September 2022

Put aside savings

I’ve got an account just for savings, but I’ve been a bit neglectful of it, of late. This month I intend to remedy that.

Make my packed lunches and batch cook

As mentioned above, I’ve been pretty bad at packing my own lunches of late. I don’t need to buy £4 meal deals or grab a £9 pack of sushi at lunch. I have plenty of food at home that I can whip up for dinner and save extra for lunch the next day. Especially since I work from home 2-3 days a week.

Stop impulse-buying

I’ve had a bad habit of purchasing things I don’t need or really want. From stopping by the Co-op every day on my way home. To, downloading games or grabbing a second-hand book from a charity shop. I don’t need any of it, I just can’t seem to help myself.

Selling things via Vinted

I’m going to review what I have in my wardrobe and on my shelves, I no longer need and sell them. Might make a few pennies to tide me over until October.

And that’s my current plan for No-Spend September. With an inclusive mini-break coming up and a few big payments in the works, this should put me in good stead before Christmas.

Have you ever done a No-Spend Challenge? Let me know in the comments below.

Love Ellie x

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No-Spend September 2022

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